Affordable Health Insurance
from National Carriers

Explore top-tier health plans designed for the self-employed, offering flexibility and comprehensive coverage at competitive prices.

Navigating health insurance as self-employed doesn’t have to be complex or overwhelming. Understanding the unique challenges and needs of being your own boss, we specialize in offering tailored health insurance solutions that provide flexibility and comprehensive coverage. By partnering with trusted national carriers, we ensure you receive competitive rates and access to top-tier health benefits.

Our strategic partnerships allow us to offer specialized health insurance plans through Association Health Plans and Professional Employer Organizations (PEOs). These platforms are designed to pool resources and negotiate better terms with insurance providers, extending the kind of benefits typically reserved for larger corporations to individuals and small teams. This approach significantly reduces your premiums while enhancing your coverage options.

Association Health Plans

Association Health Plans (AHP) are excellent for freelancers, consultants, and solo entrepreneurs seeking cost-effective health insurance options. These plans capitalize on the collective bargaining power of a group, significantly lowering rates that might otherwise be unaffordable for individual buyers. When you join an association, you benefit from economies of scale that reduce your costs while enhancing your coverage package.

Affordable Membership with Big Benefits

Joining an association plan comes with a small monthly fee, but consider this your ticket to big savings and better benefits. This fee helps the association negotiate lower insurance rates on your behalf and manage the plan, so you don't have to worry about the details. It's a small price to pay for the peace of mind and health coverage you'll receive in return.

Keep Your Independence

One of the best parts about association plans? They offer all the advantages of group buying power without integrating payroll systems or entering a co-employment arrangement. You maintain complete control over your business, free from any complications related to employment agreements. This means you can focus fully on your passion while still securing the comprehensive health benefits you deserve.

Flexible Plans to Suit Your Lifestyle

Whether you need just the basics covered or you're looking for a plan that includes perks like dental and vision, association plans are designed to be flexible. They adapt to your lifestyle and needs, ensuring you're covered regardless of your entrepreneurial journey. You can build a plan specific to your needs.

Start exploring our association plans today to take advantage of group-negotiated health benefits tailored to the unique needs of self-employed professionals. Our platform makes it easy to compare, understand, and enroll in plans that fit your health needs and business structure, helping you stay focused on what you do best—growing your business.

Professional Employer Organizations (PEOs)

For self-employed individuals seeking a holistic approach to their business needs, Professional Employer Organizations (PEOs) provide an invaluable alternative. Joining a PEO allows you to access a comprehensive suite of benefits often reserved for the staff of large corporations. This includes premium health plans, retirement savings options such as 401(k) plans, and even specialized compliance services that navigate the complex web of state and federal regulations for you.

A Broad Spectrum of Employee Benefits

PEOs bring the advantage of scale to solo entrepreneurs and small businesses. By pooling together multiple small businesses, they negotiate benefits that are typically out of reach due to high costs or minimum participation requirements. This means you can offer yourself and any employees you might have access to high-quality health insurance plans with better rates and lower deductibles, similar to those provided by major corporations.

Simplifying Retirement Savings

In addition to health benefits, PEOs provide mechanisms to set up and manage 401(k) plans with less hassle and often at a lower cost than what would be achievable on your own. This is crucial for attracting and retaining top talent if you have employees and ensuring your long-term financial security.

Comprehensive Compliance Support

Perhaps one of the most significant advantages of partnering with a PEO is their expertise in compliance. Whether it's adhering to the latest labor laws, managing payroll taxes, or ensuring that employee documentation is up to date, PEOs handle these tasks with a level of proficiency that guarantees peace of mind. For the self-employed, navigating these regulations can be daunting and incredibly time-consuming. A PEO takes this burden off your shoulders, allowing you to focus more on strategic business growth rather than getting bogged down by administrative complexities.

Streamlined Administrative Processes

By consolidating various administrative services under one provider, PEOs significantly reduce the time and effort you need to spend on back-office operations. This integrated service model means you can manage everything from payroll to employee health benefits through a single point of contact, simplifying operations and reducing the need to coordinate with multiple service providers.

Empowering Business Growth

Ultimately, the partnership with a PEO empowers you to dedicate more energy and resources to what truly matters - growing your business. With the administrative aspects handled expertly by your PEO, you can focus on refining your business strategies, exploring new markets, and enhancing customer relationships.

In summary, for self-employed individuals, joining a PEO can be a transformative decision, positioning you to leverage corporate-level benefits and support, which in turn can lead to greater business efficiency and success.