Self-Employed Health Insurance

Find Coverage You Can Afford

Struggling to find affordable health insurance? We help self-employed professionals explore and find affordable coverage options from national carriers like Aetna, Blue Cross Blue Shield, UnitedHealthcare, and Cigna.

Speak to an Expert

Explore your options. No obligation.

Self-employed man exploring his health insurance options with Dinsmore Steele on his Apple Macbook.

Affordable Health InsuranceShouldn't Be So Hard to Find.

We help self-employed individuals cut through confusing insurance options and explore coverage from leading national carriers,  so they can decide with confidence without spending hours searching on their own.

 

More options. Less hassle. Coverage that fits your budget.

Three Ways to Access More Health Insurance Options.

Self-employed? Explore affordable health insurance options through Association Health Plans (AHP), an Employer of Record (EOR), or a Professional Employer Organization (PEO). We'll help you find the right coverage for your needs and budget.

Self-employed professional reviewing health insurance options

Option 01

Association Health Plans (AHP)

What it is:

Association Health Plans allow eligible self-employed professionals and small business owners to access group health insurance through participating associations.

Best for:

Self-employed individuals and small business owners looking for affordable health insurance without outsourcing payroll or HR.

Benefits
  • Access to group health insurance options
  • Coverage from participating national carriers
  • Potentially competitive premiums and plan choices
Considerations
  • Requires being underwritten
  • Membership and eligibility requirements apply
  • Plan pricing and coverage vary
Self-employed professional exploring Employer of Record health insurance options

Option 02

Employer of Record (EOR)

What it is:

An Employer of Record (EOR) is a company that handles your employment, payroll, and benefits, potentially giving eligible individuals access to employer-sponsored health insurance plans.

Best for:

Self-Employed Professionals eligible for an EOR arrangement who want access to group health insurance.

Benefits
  • Access to the EOR's medical carrier
  • You are an employee of the EOR
  • No Underwriting
Considerations
  • You are an employee of the EOR
  • Payroll is required
  • It can be expensive
Small business owner reviewing group health insurance options.

Option 03

Professional Employer Organization (PEO)

What it is:

A PEO helps small businesses access group health insurance by combining employees from multiple companies, while also providing payroll, HR, and benefits support.

Best for:

Self-employed business owners with employees who want affordable group health insurance, payroll, and HR support.

Benefits
  • Access to group health insurance from national carriers
  • Co-Employed by the PEO
  • Payroll, HR, and benefits administration included
Considerations
  • Minimum employee requirements may apply
  • Payroll integration required
  • Administrative Fees apply
Self-employed professional comparing health insurance coverage and costs.

THREE PATHS TO HEALTH COVERAGE

Not Every Health Insurance Option Is Right for Everyone.

Finding affordable coverage is only part of the equation. We help you compare AHP, EOR, and PEO options based on your needs, eligibility, and budget.

The right coverage. The right price. No unnecessary complications.

  • Monthly premiums and total costs
  • Coverage and provider networks
  • Eligibility and enrollment requirements
  • Deductibles and out-of-pocket expenses
  • Finding the right solution for your situation
People exploring their self-employed health insurance options.

EXPERT GUIDANCE

Independent guidance. Smarter health coverage.

Finding the right health insurance shouldn't be complicated.

We help you understand and compare Association Health Plans (AHPs), Employer of Record (EOR), and Professional Employer Organization (PEO) options so you can make an informed decision.

Smarter health coverage.

  • AHP, EOR & PEO comparisons
  • Health coverage options
  • Cost and Coverage comparisons
  • Eligibility guidance
  • Enrollment support and guidance

WHO WE HELP

Coverage for the way you work.

Whether you work for yourself, own a business, or manage a growing team, we help you explore health insurance options that fit your needs.

  • Self-Employed Professionals

    WORKING FOR YOURSELF

    Explore health insurance options beyond traditional individual coverage, with guidance on eligibility, benefits, and costs.

  • Business Owners

    PROTECTING WHAT YOU'VE BUILT

    Explore health insurance options for yourself and your family, with expert guidance on coverage, eligibility, and costs.

  • Small Teams

    BENEFITS FOR YOUR TEAM

    Discover affordable health coverage options for your employees without the complexity of managing a traditional benefits program.

  • Partners & Consultants

    INDEPENDENCE WITH BENEFITS

    Access guidance on health insurance options designed for professionals working outside traditional employment arrangements.

  • Growing & International Teams

    BENEFITS WITHOUT BORDERS

    Explore health coverage and employment solutions for growing businesses, international employees, and teams working across borders.

LET'S FIND YOUR FIT

Better health coverage. Without the complexity.

Whether you're self-employed, running a small business, or managing an international team, we'll help you explore AHP, EOR, and PEO options to find coverage that fits your needs and budget.

Speak to an Expert

Independent advice. No obligation.

Self-employed professional reviewing health insurance options on a laptop at her desk.