Insurance Agency Case Study

Case Study

156 Employees · Operates in 42 states

Insurance Agency

Challenge

  • Limited cost visibility due to bundled admin fees ($115 per employee/month).
  • Misalignment with current benefit offerings.
  • Technology gaps within the current platform.
  • Disconnected structure, with 401(k) and Workers’ Compensation managed outside the PEO.
  • Lack of market benchmarking to validate competitiveness.

Solutions

We partnered with the CFO and HR leadership to realign their PEO structure and improve overall performance.

  • Benchmarked their existing PEO against leading market alternatives.
  • Reduced admin fees from $115 to $85 per employee and transitioned to a transparent, unbundled structure.
  • Ensured the PEO platform could properly support their technology requirements. Consolidated the 401(k) into the PEO for a more integrated benefits structure. Identified and captured $92,722 in Workers’ Compensation savings within the PEO.
A woman leans over to point at something on a laptop screen while a man seated at the desk smiles and looks at the display.

Bottom-line

Lower, Transparent Admin Costs
Admin fees were reduced from $115 to $85 per employee, moving from a bundled structure to full pricing transparency.

Significant Insurance Savings + Better Options
Maintained current health care plan while expanding plan options through the PEO—delivering over $127K in benefits savings and $92,722 in Workers’ Compensation savings.

$200K+ in Total Savings + Improved Structure
The client resolved technology limitations, reduced administrative costs, and consolidated their 401(k) into the PEO—resulting in a more efficient, aligned structure and over $200K in total savings.

The Numbers

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    $55,880.34

    Admin Savings

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    $220,710.86

    Total Insurance Savings

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    $276,591.20

    Total Savings

Strategic PEO Advisory™ in Action How companies reduce costs, improve alignment, and get more value from their PEO relationships over time.

These case studies highlight what happens when PEO decisions are actively managed—not left to renew on autopilot. From uncovering hidden costs to improving benefits and restructuring pricing, we help companies bring clarity, control, and measurable results to their PEO strategy.

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